Home of The BUY HERE PAY HERE 6-Month/6,000 Mile Limited Warranty

Circus Auto Sales, Your Easy Credit, Reliable Car Store Under The Big Top

GET APPROVED EVEN WITH LESS THAN PERFECT CREDIT

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Welcome to Circus Auto Sales

Financing your vehicle has never been easier

Family-Owned & Operated Since 1964 – Louisville’s Trusted Buy Here Pay Here Dealer

At Circus Auto Sales, we’ve been the Main Attraction for quality, affordable vehicles in Louisville for over 60 years. As a family-owned Buy Here Pay Here dealership, we specialize in making car ownership possible for everyone, no matter your credit history. When you shop with us, you’re not just getting a car—you’re joining the Circus Auto Sales family!

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What Makes US Different

  • 6-Month/6,000-Mile Limited Warranty
  • Affordable Payment Plans
  • Family-Owned Since 1964
  • Circus Certified Multi-Point Inspection

VEHICLES

Every car that we sell is put through a rigorous multi-point inspection process.

Payments

We offer online (both 1 time or recurring) and in person payment options.

No Credit? Bad Credit?
No Problem!

We understand that life’s challenges can affect your credit, but that shouldn’t stop you from owning a dependable vehicle. At Circus Auto Sales, we specialize in second chances. Our flexible financing options help you drive away today while building a brighter financial future.

Quality Vehicles, Reliable Service

When you buy from us, you’re getting more than just a car—you’re getting quality and reliability. Every vehicle on our lot is thoroughly inspected and backed by our 6-Month/6,000-Mile Limited Warranty, so you can hit the road with confidence.

A better way to buy a car

We’ll Get ‘er Done For Ya

At Circus Auto Sales, we bring the excitement of the circus to car buying and allow YOU to be THE STAR OF THE SHOW! We strive to make your car-buying experience enjoyable and stress-free. Our team is here to ensure you leave happy, every time.

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Louisville's #1 Premier Auto Dealership

Common Questions

First of all, you need to have a job that can be verified, and not be currently involved in a bankruptcy. You will need to present a valid driver’s license, your most recent paycheck stub, six references and a down payment. We value and respect your time, and with all these, you can drive away in about an hour. If you are not sure what does and does not qualify feel free to contact us, we are happy to answer any and all questions.

First of all, you need to have a job that can be verified, and not be currently involved in a bankruptcy. You will need to present a valid driver’s license, your most recent paycheck stub, six references and a down payment. We value and respect your time, and with all these, you can drive away in about an hour. If you are not sure what does and does not qualify feel free to contact us, we are happy to answer any and all questions.

That depends on the price of the car and your unique situation. A more significant down payment will always improve your chances of obtaining approval sooner. Not only that but with a larger down payment your car payments will be lower, and you have the possibility of paying your vehicle off sooner rather than later, which would also help your credit score improve. If you are not sure about how much of a down payment you will need or what you can afford based on your monthly payments, give us a call and we will help you.

At Circus Auto Sales: Drive your chosen vehicle home the same day! We understand your eagerness to hit the road in your new car, and we’re committed to providing a seamless and efficient process. In most cases, we can make it happen, ensuring you can start enjoying your vehicle right away.

At Circus Auto Sales, we believe in providing financing options for all applicants, regardless of their credit history. Our comprehensive in-house process carefully considers your complete application and required documentation, allowing us to tailor a decision that perfectly fits your specific needs.

At Circus Auto Sales, we understand that everyone’s financial situation is unique. While we may consider factors such as credit history, our main focus is on your overall ability to make payments and your current financial stability. We believe in providing opportunities for individuals with various credit backgrounds, including those with less-than-perfect credit. Our goal is to find flexible financing solutions tailored to your specific needs, so you can drive away in the vehicle you desire. Visit us today and let us help you get on the road to car ownership, regardless of your credit history.

While it can seem like a never-ending cycle for people with no credit, poor credit or even bad credit, there is a way to improve your credit score. We can definitely help you establish or rebuild your credit as long as you meet your payment schedule. We report monthly to the Credit Bureau, and your repayment promptness is always noted.

Hassle-Free Easy Financing Options

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Vehicles You Can Trust

We Get Almost Everyone Approved

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Warranty AVAILABLE!

We hand pick our selection of premium vehicles and fully inspect them. You will be proud of your new purchase and drive a safe and efficient vehicle for several years.

Find the Perfect Vehicle For You. Check out our inventory now.

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Circus Auto Sales

Discover the ultimate car-buying destination in Louisville, KY, by visiting Circus Auto Sales today. As the preferred choice for car buyers, we take pride in being your trusted dealership, serving Louisville, KY; Radcliff, KY; Shepherdsville, KY; Clarksville, IN; New Albany, IN; Jeffersonville, IN; and the surrounding areas. At Circus Auto Sales, we are dedicated to assisting you in overcoming credit challenges and making your automotive dreams a reality.

Our extensive industry experience, spanning over 60 years, has allowed us to cultivate a loyal customer base and receive countless referrals. This is a testament to our unwavering commitment to providing the finest hand-selected inventory, along with affordable payment plans that fit your budget. We understand that credit rejections can be discouraging, but with Circus Auto Sales, those concerns are a thing of the past. We firmly believe that everyone deserves the opportunity to own a reliable vehicle, regardless of their credit history.